The Importance of Sharing Christmas Traditions With our Families

ince Christmas is near I thought I would stray off the frugal track just a bit and talk about something that is near and dear to my heart. While the idea of Christmas Traditions is in fact centuries old, it is an idea that has been growing in popularity lately as more families seek ways to connect and bring meaning to their Christmas.

The Importance of Sharing Christmas Traditions With our Families

ince Christmas is near I thought I would stray off the frugal track just a bit and talk about something that is near and dear to my heart. While the idea of Christmas Traditions is in fact centuries old, it is an idea that has been growing in popularity lately as more families seek ways to connect and bring meaning to their Christmas.

Frugal Camping Tips

It is summer time and one of our very favorite things to do in the summer it to take a camping trip. Camping trips do not have to cost you an arm and a leg, they can be one of the thriftiest vacations out there. Planning is key to a …

Fun Frugal Picnics to Share with Your Family

  Summer is for picnics, and what is more frugal than packing a lunch, gathering up some outdoor toys and heading to the lake for a picnic. But can picnics get boring? Perhaps if you pack the same old food and do the same old thing every time. If you …

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Know your Goals and Have More Success

shopping-clothesThere are a lot of expert opinions on how to properly set goals. I am no expert. However when I learn something through trial & error I like to pass my humble opinion along :) One huge mistake you can make when goal setting is being to vague.

Basically, if you don’t know exactly what your goal is, you won’t know if you’re meeting it.
Today an example of this occurred to me as I was doing laundry.  I realised that I sometimes over purchase second-hand items because they are a good deal. So I thought about my goal… *Save money on clothing*. I bet many of you have had a similar goal, but it may be too vague. This goal could be interpreted in two (or more) very different ways…

1) I want to get all of my clothing at a cheaper price (but not necessarily save money overall)

2) I want to buy second-hand & sale items to reduce my clothing budget

The first way allows you to continue to buy any item of clothing if it is ‘a good deal’ but you won’t save money~and may spend more :eek:

The second way defines your goal of reducing the clothing budget, so if you have spent it & you continue to pick up good deals…then you have not met your goal.

I am not saying you couldn’t choose to spend on clothing, but you would have to admit (at least to yourself) that doing so isn’t within the goals you have set.

The point is not how much you should spend on clothing, or that you can’t have the first goal. It is that to truly keep your budget under controll, you have to set goals & know what they mean to you :)

Crockpot Favorites –Smothered Steak Strips and More

crockpot Today has been a busy day, so we are using the crockpot again, and I thought I would add some more crockpot recipes here too as well. I hope you enjoy!!!

Smothered Steak Strips

These are great!
Smothered Steak Strips Serves 4 to 6. !! GREAT !!
1 1/2 lb. lean chuck or round steak, cut in strips
1/3 c. flour
1 tsp. salt
1/2 tsp. pepper
1 lg. onion, sliced
1 (1 lb.) can tomatoes
1 (4 oz.) can sliced mushrooms
1 tbsp. molasses (optional)
3 tbsp. soy sauce
1 (10 oz.) pkg. frozen green beans (I skip these)
Toss steak strips with flour, salt and pepper; place in crockpot. Add onion, tomatoes, mushrooms, molasses, and soy sauce. Cover and cook for 8 – 10 hrs on low. Add green beans 30 – 45 mins before serving. Good served with rice.

Nacho Cheesy Chicken

4 to 6 boneless, skinless chicken breasts

1 can (1 lb.) diced tomatoes in juice

1 can condensed nacho cheese soup

1 can (4 oz.) mild chopped green chiles

salt and pepper to taste

-Combine all ingredients in the crock. Cover and cook on low for 7-9 hours. Serve

with hot boiled rice. Serves 4-6.

Crock Pot Chocolate Cake

1 box chocolate cake mix

1 box instant chocolate pudding

16 oz. sour cream

4 eggs

3/4 cup oil

1 cup water

Mix all together well. Spray the inside of the crockpot with nonstick spray

and pour the batter in. Cook on low for 6 hours. Serve with ice cream if

desired. This makes a LOT of cake and it’s very rich so all you

chocoholics should love it (I know I did!).

Rice Pudding
2 1/2 cups cooked rice
1 1/2 cups scalded milk
2/3 cup white or brown sugar
3 eggs — beaten
1 teaspoon salt
2 tablespoons vanilla
1 teaspoon cinnamon
1 teaspoon nutmeg
1/2 cup raisins
3 tablespoons soft butter

Combine all ingredients. Pour into lightly greased crock pot. Cook on high 1 to 2 hours. Stir during first 30 minutes. Recipe can be doubled.

For more great recipes check out our forums and recipe files!!!

Frugal Camping Tips

May 28, 2009 Daily Living No Comments

tent It is summer time and one of our very favorite things to do in the summer it to take a camping trip. Camping trips do not have to cost you an arm and a leg, they can be one of the thriftiest vacations out there.

Planning is key to a frugal camping trips, the better you plan the less money you will need. Planning in advance also helps, since the less expensive camping spots usually always fill up first.

Here are my tips to frugal vacation while camping:

1) Check the state parks for the best deal on camp spots. commercial camping spots and hotels can get very expensive, whereas a spot in the state camping grounds is very reasonable, usually between $10 – $25 a night.

2) Book early – These spots fill up quickly so you will want to book early to be sure you get the spot you want. Early spring is not too soon if you know when you will be taking your vacation and where you are going to go.

3) Plan what you will need ahead of time – There is nothing worse than getting to your campsite and finding out that you did not bring the sun block, or forgot the propane. Make a master camping list of everything you need to take on your camping trips and refer to it when you are packing your gear.

4) Borrow or buy used camping gear – Camping gear is the most expensive part of camping, but simply put it is an investment. If you can borrow what you do not have, or can find it at yard sales or thrift shops then do so, if not then look at all the money you will be saving not renting a cabin or hotel.

5) Use gear you have at home first – instead of purchasing expensive cooking gear for the campfire take a look at what you have at home first. Pots and pans do not need to be fancy, take your old beat up pots with you in fact so you will not ruin your good stuff from home. If you do not have anything then here again is a good reason to head to the thrift store.

6) choose a location that has plenty of free recreational opportunities – Most state parks have hiking, swimming, fishing, places for the young kids to play and some even have events during the summer such as nature walks or concerts. Check the surrounding area for free or cheap activities as well such as museums, wildlife parks, or tours.

7) Take your own Recreation – Be sure to pack a football, Frisbee, volleyball and net, and any other out door activities you may have.

8) Bring all your own food and beverages – buying anything near a recreation area is expensive so be sure to plan ahead and buy ample amounts of whatever you think you might need, doing away with the temptation to buy food while you are there.

9) Skip the Convenience foods – Convenience foods might be tempting while you are out camping, but the truth is you can prepare your own convenience foods ahead of time to take with you with just a bit of planning. Pancake mixes can be made ahead of time as can baked beans or potato salad. Canned good may be a good compromise too, as they are not expensive and can be heated easily at the campfire.

10) Take your own wood for a campfire – Most state parks require you bring your own wood for the campfire or purchase it from the stores near the park. This can be very expensive to buy so be sure to just bring your own wood if you plan to have a campfire.

Camping is a fun and inexpensive way to take a vacation with your family. With tons of things to do and the ability to bring and cook your own food  there is no reason why a family of four cannot take a weeklong vacation for less the $500.

pic by Paul.Carroll

20 Frugal Summer Fun Ideas for your Kids

Frugal Summer Fun

Frugal Summer Fun

Summer break is almost here, and with that comes the need to keep kids busy during the summer months. If you are like me you like to find new ideas that will not only keep your kids busy but make good memories for them along the way. Here are 20 ideas for things to do with your kids that will not break the budget.

1)      Check your community for free festivals or concerts – Most communities have a summer concert series and various festivals throughout the year. If you not your community then check out neighboring communities to see what they have going on.

2)      Have a Water Party – Kids love water so set up a water park in your back yard. Set up a wading pool, a slip and slide (can be store bought or homemade) some sprinklers and a water table with bowls and cups for your own mini water park. Have a picnic lunch and lay out on beach towels for a fun and cool day.

3)      Look for Dollar Days at your local amusement parks - Many amusement parks have discount days either every week, or one or twice during the summer season. Some parks even have free days once or twice per year.

4)      Spend time out at the lake - If you have a lake near your home this is a perfect way to spend some frugal time with your family, pack up the bathing suits, towels, and lunch and head out for a day of swimming and fun!

5)      Make a photo Journal of your travels – If you hike a lot, go to different parks or other recreation areas take lots of pictures and make a photo journal of your summer fun.

6)      Side walk Painting/ chalk – draw a city on the patio, play a game of what is it, make roads, and write secret messages. Check out this homemade sidewalk chalk recipe here.

7)      Scavenger hunt - Set up a scavenger hunt in your backyard, ask your children to find items such as rocks that are a certain color or shape, a flower, a certain type of leaf, a blade of grass. Give the winner a prize.

8)      Hit a bargain matinee - Once the kids are out of school, most theaters have bargain matinees for a couple of dollars in the afternoons. Much cheaper that regular movies this is a great activity for really hot days to get out of the heat and cool off a bit.

9)      Join a summer reading program – Most libraries and some book stores such as Barnes and Noble have summer reading programs for your children. Many of them will offer a prize such as a free book or coupon to a favorite restaurant if your child reads a certain number of books over the summer.

10)   Plant a Butterfly garden - Plant Asters, Black Eyed Susan, Butterfly Weed, Daylilies, and Golden Rod in a garden. Have your child help plant and care for the flowers. Over time keep your eyes out for the butterflies!

11)   Make bird feeders – Kids love to watch birds, so to attract birds make your own home made bird feeders  either from pine cones stuffed with peanut butter and rolled in bird seed, or with a piece of yarn thread thru a straw and cheerios strung on it. Hang them up in the trees and wait for the birds to show up.

12)   Local tours - many factories and other businesses offer free tours. Ever wondered how cheese was made, or how root beer came to be? Find out what businesses in your area offer tours and make a point of visiting some of them.

13)   Out of the way Museums - We all know and love the big museums but what is more fun is to find all the smaller out of the way museums in your area. Most areas have at least a few of these and they are generally very inexpensive and often they are free. In our area for instance we have a car museum and a railroad museum.

14)   Be a tourist - Find places in your area you have never been before and take time to visit them. Take your camera and act just like a tourist.

15)   Explore your state parks - If your area has a lot of state parks like our area does then the time to visit some of them. State parks are usually free, and all have something different to offer.

16)   Have a water balloon fight or squirt gun fight - There is nothing more fun that having a water fight on a really hot day, gather up your squirt guns, squirt bottles, and balloons and see who can get the wettest.

17)   Volunteer at the local animal shelter - Most kids love animals and will appreciate the time to spend with a variety of dogs and cats and you will all have the satisfaction of helping out. Take shelter animals for walks and play with them.

18)   Go for a family bike ride - Many states have bike trails, this is a perfect adventure for a cooler day, pack a lunch, grab the bikes and camera and go for a long ride.

19)   Have a book reading adventure - Choose a book to read to your child or children and craft a set of activities to do around the book.  Include things such as nature hikes, historical tours, crafts and meals that could reinforce and help them experience what they have read.

20)   Build a fort - collect old lumber, blankets, and other items and set up a fort among the trees and bushes. Hang out and have lunch or read a good book while you are there.

Crockpot Recipes for Busy Spring Evenings

crockpot If you are like me spring is a busy time of year, between kids sporting events (softball here), working in the garden and just plain trying to enjoy some of the nice weather, dinner planning sometimes take a bit of a back seat.

And of course when that happens take out happens, or running to the deli at your local store and pretty soon your food budget is stretched all out of shape.

How I combat that is the crock pot, not only does it not heat up the house, but I can fill it in the morning when I am a bit more in planning mode, and then I dinner ready for  the evening regardless of what the evening brings.

 

 

CROCKPOT OOEY GOOEY MEXICAN CHICKEN

2 or 3 large boneless skinless chicken breasts
1 can low fat cream of mushroom soup
1 can low fat cream of chicken soup
1/2 can water
1 cup salsa
1 15oz can black beans, drained & rinsed
1 4oz. can diced green chili’s
1 tsp. chili powder
1 tsp cumin
1/4 tsp cayenne pepper
1 1/2 cups shredded low fat Monterey Jack cheese
In the Crockpot whisk together the soups, water and spices. Stir in the salsa, beans and green chili’s. Place the chicken breasts into the mixture. Cook on low 6 hours. Shred the chicken and stir in the cheese. Let cook another 30 minutes until cheese has melted and warmed through. Serve with warm low fat flour tortillas and shredded lettuce. Roll up like a burrito, or serve over a bed of shredded lettuce with baked tortilla chips for "taco" salad.

 

Crockpot Meatloaf

 

2lbs ground beef
1 finely chopped onion
1 can crushed tomatoes
a few splashes of Worsteshire
3/4 c. ketchup
1 t. garlic powder ( or minced garlic )
1 egg
salt
pepper

Take 2 pieces of bread of several crackers and soak them in milk. (make it look like mushy oatmeal )

Add this to your mix.

I use a round crock pot and just spread it to cover the bottom. Cover with a thin layer of ketchup.

Cook on low for 8 hours.

 

Stuffed Chicken Rolls

 

6 large skinless boneless chicken breast halves
6 slices fully cooked ham
6 slices swiss cheese
1/4 cup all-purpose flour
1/4 cup parmesan cheese
1/2 teaspoon rubbed sage
1/4 teaspoon paprika
1/4 teaspoon pepper
1/4 cup vegetable oil
1 can condensed cream of chicken soup – undiluted
1/2 cup chicken broth
chopped fresh parsley — optional

Flatten chicken to 1/8 inch thickness. Place ham and cheese on each breast.

Roll up and tuck in ends; secure with a toothpick. Combine the flour, parmesan cheese, sage, paprika and pepper; coat chicken on all sides.

Cover and refrigerate for one hour. In a large skillet, brown chicken in oil over medium-high heat.

Transfer to a 5-qt slow cooker. Combine soup and broth; pour over chicken. Cover and cook on low 4-5 hours. Remove toothpicks. Garnish with parsley if desired.

 

And for dessert if you happen to have two crock pots :D

 

Peanut Butter And Hot Fudge Pudding Cake

 

1/2 cup flour
1/4 cup sugar
3/4 tsp baking powder
1/3 cup milk
1 Tbs vegetable oil
1/2 tsp vanilla
1/4 cup peanut butter
1/2 cup sugar
3 Tbs cocoa
1 cup boiling water

Combine flour, 1/4 cup sugar and baking powder. Add milk, oil and vanilla. Stir until smooth. Mix in peanut butter. Pour into greased Crock Pot.

Stir together 1/2 cup sugar & cocoa. Gradually stir in boiling water. Pour mixture

over batter. Do not stir. Cook on high 2 – 3 hrs or until toothpick comes out clean.

 

Enjoy!!